Pradhan Mantri Awas Yojana-Urban: Eligibility, Benefits, and Application Process Explained
मुख्य बातें
- •PMAY-U was launched on June 25, 2015, under the Ministry of Housing and Urban Affairs to provide affordable housing to urban poor.
- •The scheme targets EWS, LIG, MIG, and slum dwellers through financial aid, subsidized loans, and partnerships with private developers.
- •Eligibility requires non-ownership of a pucca house, Aadhaar authentication, and residence in a notified urban area.
- •Applications can be submitted online via the PMAY-U 2.0 portal or offline through Common Service Centres.
- •Required documents include Aadhaar, income proof, identity and address proof, and an affidavit confirming non-ownership of a pucca house.
The Pradhan Mantri Awas Yojana-Urban (PMAY-U), launched on June 25, 2015, by the Ministry of Housing and Urban Affairs, is a flagship initiative under the government’s “Housing for All” mission. Designed to address urban housing shortages, the scheme targets Economically Weaker Sections (EWS), Low-Income Groups (LIG), Middle-Income Groups (MIG), and slum dwellers by offering financial assistance, subsidized loans, and affordable housing projects. The program covers all statutory towns and notified urban areas as identified in the Census 2011.
