Bank ne original land deed kho diya, consumer case mein ₹2.5 lakh ka fine laga!
मुख्य बातें
- •Thrissur ki consumer commission ne Central Bank of India ko ₹2.5 lakh compensation dene ka order diya kyunki bank ne borrower ka original land title deed (Pattayam) kho diya.
- •Borrower ne 0.8903-hectare property ka original Pattayam ₹3 lakh ke agricultural loan ke security ke liye deposit kiya tha.
- •Bank ne maana ki document years tak khoi rahi aur trace nahi ho payi.
- •Commission ne yeh rule kiya ki bank ka failure to safeguard document negligent tha aur borrower ke repayment issues se related nahi.
Thrissur District Consumer Commission ne Central Bank of India par case lagaya hai kyunki bank ne ek borrower ka original land title document (Pattayam) kho diya. Bank ko ab ₹2.5 lakh compensation dena hoga borrower ko. Iske alawa ₹10,000 litigation costs bhi pay karne honge, aur yeh amount 9% annual interest ke saath tab tak lagega jab tak poora payment nahi ho jata.
Ye dispute Sathyavalli aur unke bete Saseendran ke saath hai, jo Kerala ke Madakkathara gaon mein rehte hain. Unhone Central Bank of India ke Thanikkudam branch se ₹3 lakh ka agricultural loan liya tha. Security ke liye unhone 0.8903-hectare property ka original Pattayam bank mein deposit kar diya tha. Kuch saal baad jab Saseendran ne bank se aur loan ke liye apply kiya, toh pata chala ki original document hi nahi mil raha. Bank ne baad mein maana ki original Pattayam bank ki custody mein hi kho gaya hai.